Final Rule on Insurance Exchanges Released By HHS

By March 13, 2012Health Care

The NAM staff is currently reviewing the final rule on Affordable Health Insurance Exchanges released by HHS yesterday. This guidance will have an impact on manufacturers with 100 or fewer employees throughout the country.

Today’s final rule addresses: the establishment and operation of an Exchange; health insurance plans qualified to participate in an Exchange; determinations of an individual’s eligibility to enroll in Exchange health plans and in insurance affordability programs; enrollment in health plans through Exchanges; and, employer eligibility for and participation in the Small Business Health Options Program – the proper implementation of which is important to many small businesses.

Manufacturers weighed in during the comment period making the case for increased flexibility. Although there is much more to be seen in this 643 page rule, what we have reviewed thus far leaves us cautiously optimistic. It seems to provide the opportunity for competition in the marketplace – a critical aspect for success in any area.

In the coming weeks there will be areas for further comment and the NAM will engage its members to determine if there remains a need to weigh in again.

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